About Us

Oval Enterprise is a fully licensed financial institution registered in Malaysia. Our primary focus is to provide realistic and structured solutions for individuals facing urgent cash flow needs.

As a strictly regulated entity, we completely reject any unethical lending practices. We believe in a clear repayment structure, guided by consumer protection principles to ensure you are not burdened with unreasonable costs.

Our Commitment & Integrity

• Act Compliance: Operating legally under the Moneylenders Act 1951, monitored by KPKT.
• Fixed Interest Rate: Maximum Annual Percentage Rate (APR) limited to 18% per year. NO hidden charges.
• Zero Upfront Fee Policy: We have never and will never request an upfront fee before the loan is disbursed.
• Privacy Protection: Customer data is fully protected under the Personal Data Protection Act 2010 (PDPA).