Flexible Financial Solutions
Tailored loan plans with transparent, fair rates, fully compliant with KPKT regulations.
Summary of Credit Facility Terms
Interest Rate (APR)
Maximum 18% Per Year
(Fixed rate of 1.5% per month)
(Fixed rate of 1.5% per month)
Loan Period
6 To 36 Months
(No loans below 6 months)
(No loans below 6 months)
Fee Policy
Zero Upfront Fees
(No Upfront Fee charged)
(No Upfront Fee charged)
Personal Loan
Suitable for government employees, private sector workers, and pensioners. Funds can be used flexibly for medical emergencies, home renovations, or education.
- Loan amount based on financial profile eligibility.
- Organized documentation assessment.
- Fixed monthly repayment structure.
Repayment Simulation (Representative Example)
The table below provides estimated monthly installments including principal and interest at a maximum rate of 18% per annum (APR). We ensure full transparency where the total repayment amount is clearly displayed.
| Loan Amount (RM) | 6 Months | 12 Months | 24 Months | |||
|---|---|---|---|---|---|---|
| Monthly (RM) | Total Amount (RM) | Monthly (RM) | Total Amount (RM) | Monthly (RM) | Total Amount (RM) | |
| 1,000 | 181.66 | 1,090.00 | 98.33 | 1,180.00 | 56.66 | 1,360.00 |
| 3,000 | 545.00 | 3,270.00 | 295.00 | 3,540.00 | 170.00 | 4,080.00 |
| 5,000 | 908.33 | 5,450.00 | 491.66 | 5,900.00 | 283.33 | 6,800.00 |
| 10,000 | 1,816.60 | 10,900.00 | 983.30 | 11,800.00 | 566.60 | 13,600.00 |
Important Note: The figures provided
above are for illustration purposes only. Actual approval and installment amounts may vary depending on the
applicant's credit profile assessment and final agreed terms.