Licensed & Secure by KPKT

Your Financial Solutions, Transparent & Secure

We offer fully licensed moneylending services with a clear, law-abiding process designed to help your cash flow sustainability.

Licensed Under KPKT
Fast Instant Approval
Zero Upfront Fees
Transparent Simple Process

Important Loan Information (Disclaimer)

  • Maximum Annual Percentage Rate (APR): 18% per year (1.5% per month).
  • Repayment Period: Minimum 6 months, Maximum 36 months.
  • Hidden Charges: No processing fees or upfront charges are applied.

Representative Example:

If you borrow RM 5,000 for a 12-month period at an annual interest rate of 18% (APR), your monthly payment will be RM 491.66. The total repayment amount after 12 months is RM 5,900 (including principal and interest).

Why Choose Us

The advantages we offer to every Oval Enterprise customer

Licensed & Regulated

Operating legally under KPKT. We fully comply with the Moneylenders Act 1951.

Efficient Approval

An organized documentation process allows application feedback to be provided promptly.